Your Financial Security: From Service to Stability
In your military career, you built a foundation of discipline, foresight, and strategic planning. You learned to manage risk and prepare for any contingency. Now, as you build your civilian life, it is time to apply that same strategic mindset to the most important mission of all: securing your financial future and building a lasting legacy for your family.
The Military's Unique Financial Ecosystem
For years, you operated within a unique and highly structured financial world. Your compensation was a predictable tapestry of base pay, Basic Allowance for Housing (BAH), Basic Allowance for Subsistence (BAS), and other special pays. Your healthcare was provided, your retirement was built through a pension and the Thrift Savings Plan (TSP), and your housing was often subsidized or provided. This system, while stable, is fundamentally different from the civilian financial landscape. It creates a false sense of security and does not prepare you for the complexities that lie ahead.
The civilian world operates on a different set of rules. Suddenly, you are responsible for negotiating your salary, navigating complex private health insurance markets, managing a 401(k), and planning for a tax burden that now includes state and local taxes. The very benefits that are your greatest assets—your military retirement, your VA disability compensation, and your GI Bill—are often misunderstood or completely unknown to traditional financial advisors. They may not understand that your VA disability pay is tax-free, a critical detail that dramatically changes any financial plan. They may not know the intricate rules of the TSP or how to best leverage your GI Bill as a powerful financial tool. This knowledge gap can lead to costly mistakes, missed opportunities, and a plan that is not truly optimized for a veteran's unique situation.
The Orōs Tābor Blueprint: A Plan Forged by Expertise
At Orōs Tābor Advisory, we are more than financial planners; we are specialists in the veteran's complete financial profile. We don't just look at your new salary; we analyze the entire picture—your military retirement, your VA benefits, your TSP, your educational goals, and your family's needs—to build a truly holistic and integrated financial blueprint.
We begin by helping you create a realistic post-service budget, accounting for your new income streams and expenses. We provide a clear analysis of your TSP, explaining your options and helping you make the decision that best aligns with your long-term goals. We show you how to leverage your VA-backed home loan to build equity and how to strategically use your GI Bill to maximize its value without incurring unnecessary debt. We build a comprehensive plan that accounts for the unique tax advantages you've earned, ensuring that every dollar is working as efficiently as possible for you.
With Orōs Tābor, you gain a partner who speaks both languages fluently—the language of military benefits and the language of civilian wealth creation. We provide the clarity and strategy you need to take confident command of your financial future, ensuring the security you fought for is the security you and your family will enjoy for generations to come.